Financing Options

Hassle Free Credit Options

Arctic offers hassle-free financing options for all of your heating and cooling needs.

We have partnered with consumer-focused companies with convenient cost-effective financing solutions to help you restore your heating or cooling systems now, and pay for them through affordable monthly payments down the road. Please contact us with any questions or concerns about our financing options.

For your convenience you can start a secure online application from either Payzer or Microf LLC. Please contact us about our Wells Fargo financing options.

Payzer (Apply or make a payment):

Microf LLC (Apply or make a payment):



We are your local, year-round, comfort experts.

Crystal Lake, IL based Arctic Heating and Cooling is a full-service air conditioning and heating contracting company with the ability to service and install complete heating and air conditioning systems. In addition to scheduled service checks, repairing of existing equipment, and installation of new equipment, we can help you find ways to reduce your energy bills through a thorough blower door testing and cost-benefits analysis. We have an extensive history of repair service on all brands of central air conditioning heating systems and furnaces. You can count on Arctic Heating & Cooling to do the job right.

“My second floor is too hot and my main floor is too cold. Can anything be done about this?”

Arctic Answer:

“Absolutely! We can do what is called a “blower door test” to find out where the heat is …READ MORE

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